An operational model of QuickPay

نویسندگان

  • Pieter H. Hartel
  • Jake Hill
چکیده

QuickPay is a micro payment scheme with prepayment 1, 6. The customer must register with the broker to obtain an electronic carnet with value tokens before a sale may take place. It is possible to acquire additional value tokens, or to refresh the value tokens at any time. A merchant must also register with the broker to obtain an electronic till with authentication tokens. This will enable the merchant to validate the tokens presented by the customer. Once customer and merchant are registered, a sale may proceed as follows. First the customer presents one or more value tokens to the merchant. The merchant then authenticates himself y with the broker and presents the customers value tokens to the broker for validation. The broker decides whether the customers tokens are valid. If the merchant is satisfied that the tokens are valid, goods/services may be delivered. The customer takes delivery but does not receive a receipt.

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تاریخ انتشار 1998